Privacy Policy

Introduction to our Privacy Policy

  1. At 1Balcony, we take your privacy matters seriously. We are committed to complying with all data protection/privacy.
  2. This Privacy Policy exists to keep you in the know about how we collect, use, disclose and/or process the data we collect and receive during the course of providing the Services or access to the Platform to you, our customer. We will only collect, use, disclose and/or process your personal data in accordance with this Privacy Policy.
  3. We may update this Privacy Policy from time to time. Any changes we make to this Privacy Policy in the future will be posted on this page and, where appropriate, notified to you, whereupon your continued use of the Services, access to the Platform or use of the Services, including placing Orders on the Platform, shall constitute your acknowledgment and acceptance of the changes we make to this Privacy Policy, as notified to you. Please check back frequently to see any updates or changes to this Privacy Policy.
  4. You can visit the Platform and browse without having to provide personal details. However, you will be required to sign up for an account if you wish to use the Services furthermore.

The Personal Data We Collect from You

  1. According to the law, personal data means any information relating to an identified or identifiable individual; an identifiable person is one who can be identified, directly or indirectly, in particular by reference to an identification number (e.g. social security number) or one or more factors specific to his physical, physiological, mental, economic, cultural or social identity (e.g. name and first name, date of birth, biometrics data, fingerprints, and etc.).
  2. During the course of your use of the Platform and the provision of the Services, we may collect personal data from you, which includes but is not limited to:
    • Identity data, such as your name, gender, profile picture, and date of birth;
    • Contact data, such as email address, phone numbers, billing address, and delivery address;
    • Account data, such as bank account and payment details;
    • Transaction data, such as details about payments to and from you, and other details of products and services you have purchased from us;
    • Technical data, such as internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access the Platform;
    • Profile data, such as your username and password, purchases or orders made by you, your feedback and survey responses;
    • Usage data, such as information on how you use the Platform, products and services or view any content on the Platform; and
    • Marketing and communications data, such as your preferences in receiving marketing from us and our third parties and your communication preferences.
  3. During the course of your use of the Platform and the provision of the Services, we may receive personal data from you in the following situations:
    • When you create an account with us;
    • When you apply for any of the services or purchase any products available on the Platform;
    • When you subscribe to our publications or marketing collaterals;
    • When you participate in any activity or campaign on the Platform;
    • When you log in to your account on the Platform or otherwise interact with us via an external service or application, such as Facebook or Google; and
    • When you interact with us offline, including when you interact with our outsourced customer service agents.
  4. During the course of your use of the Platform and the provision of the Services, we may also receive your personal data from third parties for the purposes set out in this Privacy Policy or any other terms.
  5. You must only submit personal data which is accurate and not misleading and you must keep it up to date and inform us of any changes to the personal data you have provided to us. We shall have the right to request for documentation to verify the personal data provided by you as part of our customer verification processes.
  6. We will only be able to collect your personal data if you voluntarily submit the personal data to us or as otherwise provided for under this Privacy Policy. Unfortunately, if you choose not to submit your personal data to us or subsequently withdraw your consent to our use of your personal data, we may not be able to provide you with the Services or access to the Platform.
  7. You may access and update your personal information submitted to us at any time as described below.
  8. If you provide personal data of any third party to us, you represent and warrant that you have obtained the necessary consent from that third party to share and transfer his/her personal data to us, and for us to collect, use and disclose that data in accordance with this Privacy Policy.

Use and Disclosure of Personal Data

  1. To administer your account (if any) with us.
  2. To verify and carry out financial transactions in relation to payments you make online.
  3. To audit the downloading of data from the Platform.
  4. To improve the layout or content of the pages of the Platform and customize them for users.
  5. To identify visitors on the Platform.
  6. To carry out research on our users’ demographics and behavior.

Security of Your Personal Data

  1. To safeguard your personal data from unauthorized access such as collection, use, disclosure, processing, copying, modification, disposal or similar risks, we introduced appropriate administrative, physical and technical measures such as:
    • Restricting access to personal data to individuals who require access;
    • Maintaining technology products to prevent unauthorized computer access; and
    • Use encryption technology when processing your financial details.
  2. You should be aware, however, that no method of transmission over the internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.
  3. Your password is the key to your account. Please use unique numbers, letters and special characters, and do not share your 1Balcony password to anyone. If you do share your password with others, you will be responsible for all actions taken in the name of your account and the consequences. If you lose control of your password, you may lose substantial control over your personal data and other data submitted to 1Balcony. You could also be subject to legally binding actions taken on your behalf. You are reminded to log out of your account and close the browser when you are finished with using a shared computer.

Children and Minors Under 18 Years of Age

  1. 1Balcony does not sell products or services to children under 18 years of age or the use of the Platform. We do not knowingly collect any personal data relating to children under 18 years of age.
  2. Therefore, you hereby confirm and warrant that you are currently 18 years old or above and you are capable of understanding and accepting the terms of this Privacy Policy. If you are under 18 years old, you may use our website only with the involvement of a parent or guardian.
  3. We will not be responsible for any unauthorized use of the Services on the Platform by yourself, users who act on your behalf or any unauthorized users. It is your responsibility to make your own informed decisions about the use of the Services on the Platform and take necessary steps to prevent any misuse of the Services on the Platform.

1Balcony’s Right to Disclose Personal Data

  1. You acknowledge and agree that 1Balcony has the right to disclose your personal data to any legal, regulatory, governmental, tax, law enforcement or other authorities or the relevant right owners, if 1Balcony has reasonable grounds to believe that disclosure of your personal data is necessary for the purpose of meeting any obligations, requirements or arrangements, whether voluntary or mandatory, as a result of cooperating with an order, an investigation and/or a request of any nature by such parties. To the extent permissible by applicable law, you agree not to take any action and/or waive your rights to take any action against 1Balcony for the disclosure of your personal data in these circumstances.
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